Does Walmart Do Layaway 2024 Season. Customers who want a jump start on some of the best deals on top holiday gifts don’t have to wait until november. Walmart, for example, used to offer layaway, but now it offers buy now pay later plans through affirm.

While affirm does advertise a special 0% apr on certain walmart items (including a specific list of tvs and toys), they do charge. The company announced it’s using affirm, a buy now, pay later service the retailer partnered with in 2019.